From a Spendthrift to a Smarter Spender: An Easy Strategy That Transformed My Habits

One day at work a couple of years back, an notification hit on my phone: my salary had come through. It was a decent sum for a someone still at university, so I did my usual payday ritual: I opened every shopping app on my phone. From Amazon to Zara, the list was endless. In under 60 minutes, I had spent £90 on clothes, decorative items and a completely unused weighted blanket that I never used.

A few days later, I went online again and purchased a hairdryer. I already had one, but reasoned an extra one wouldn't be a problem. Then I added LED strip lights and two shoes that didn't even fit me. This wasn't a new pattern. In fact, I’d been notorious for it since I started earning.

Whenever I felt stressed, tired or bored, I would doomscroll until it always ended in an impulsive shopping binge. My excuse was always: “Oh well, it’s just £5.” But £5 became £10, then £20, and continued.

I was never entirely sure why I did this. Maybe it was due to I grew up in a low-income family, where we’d go months without buying new outfits or anything to decorate the home. So any moment I had some disposable income, there was always a subconscious desire for novel and thrilling things. Or maybe, and definitely more likely, I was just financially irresponsible and gave in readily to capitalism’s consumerism.

The Game-Changing Strategy

Eventually, I decided to experiment with something new. Before acquiring anything, I’d place it in my digital cart, delay for 24 hours, then make a choice on whether to check out. The greatest advantage of this technique was that it gave me space to reflect – something I’d never done before. For the first time since adulthood, I began questioning: “Do I actually require this? Is it within my budget?” More often than not, the answer was no.

If I opened my shopping apps and found items sitting in my basket, I’d clear them out and start fresh. By employing this method, I stopped acquiring goods that I knew deep down I would never use. I once wanted to purchasing a trio of games, but after waiting before going to the shop, I understood I never actually play board games.

I also wanted to buy a single-use camera for my first trip to Croatia. After waiting I remembered I possessed a smartphone, like everybody else, that has a perfectly adequate lens, and therefore had no requirement to acquire a dedicated camera.

The Enduring Benefits

It additionally means I am more discerning about the items I do purchase, and I can at last review my bank statements without experiencing shame or embarrassment.

Of course, there have been times I’ve relapsed into old habits – it’s only natural. The difference now is that I can identify the signs early, particularly when I’m hastening into a transaction. I’ve realised ennui is a strong catalyst. It’s probably the primary motivator of my reckless expenditure.

Modern culture exploits this idleness and our desire for instant gratification. That’s why, looking back, forcing myself to halt before purchasing has felt unexpectedly freeing. Gaining command over my urges and remind myself that I don't have to expend my diligently earned money on unnecessary products feels as revolutionary as it is straightforward.

Lori Braun
Lori Braun

A seasoned gaming journalist with over a decade of experience in online casino reviews and player advocacy.